The MEGA Life and Health Insurance Company
Additional Information:
Administrative Office: North Richland Hills, TX. MEGA is licensed in the United States, except in New York. A licensed insurance agent can provide you with benefit details, exclusions and limitations; or you may contact the Company for your state’s information.
Plans and benefits vary by state and may not be available in your state. Optional benefits require additional premium. The Company’s market varies by state.
Alabama, Alaska, Arizona, Arkansas, California, Connecticut, DC, Delaware, Florida, Iowa, Illinois, Indiana, Maryland, Michigan, Missouri, Mississippi, N. Carolina, Nebraska, New Mexico, Nevada, Ohio, Oklahoma, Pennsylvania, Rhode Island, S Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, West Virginia, Wyoming: Association membership is required for access to MEGA’s insurance plans. Association Group Insurance Plans (Form # 26025-P (CCHBP) and (SSMB), 26026-P (CCHBP) and (SSMB), 25875-P, 25876-P, 25877-P, 25314-P or state variation)
Colorado, Georgia, Idaho, Kansas, Kentucky, Louisiana, Maine, Montana, New Hampshire, and Oregon: Association membership is optional and not required for access to MEGA’s insurance plans. Individual Insurance Plans (Form # 26025-IP, 26026-IP, 25875-IP, 25876-IP, 25877-IP or state variation)
Hawaii, Minnesota, New Jersey, New York, North Dakota, South Dakota, and Vermont: Insurance plans are not available in your state.
Massachusetts: Association membership is required for access to MEGA’s association group health insurance plans (Forms 25875-C-MA(707) and 25876-C-MA(707)) that are available to eligible individuals and small employer groups with one to five employees. Association membership is not required for access to MEGA’s small employer plans (Forms 25875-C-MA(707) and 25876-C-MA(707)) that are available to small employer groups with six or more employees.
Washington: You must be part of a group to be eligible for this offer. All Eligible Employees of the Employer will be eligible for health insurance under the Employer’s membership in the Association. Optional benefits are not available in WA.
Dental Insurance Plan: Form #25879-P, or your states variation.
Disability Insurance Plan: Form #25915-P (Accident and Sickness Disability), 25916-P (Accident Only Disability) or your state's variation
Universal Life Insurance Plan: Cash accumulation is dependent upon premiums paid, interest credited, administrative fees and cost of insurance. Policy may terminate should cash accumulation not be sufficient to cover charges and fees due Consult a tax advisor for your particular situation. Association membership is not required for this plan.
Accident Insurance Plan: Form #25314-P, or your state's variation
Critical Care Insurance Plan: Form #25936-P, or your state's variation – THIS IS A Specified Disease/Condition or major organ transplant only.
A.M. Best and Fitch: This rating is their assessment of our relative financial strength and ability to meet contractual obligations. This rating is the 4th highest of 16 ratings. See www.ambest.com for complete information.
